Finally, a Community Designed to help the Underdogs

Empowering Millennials and Gen Z to Secure Their Ontario Dream Home

While earning 25% in cash back when doing so...

Join Our Community Today &

Unlock 25% Cash Back Savings

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Join our Community & Secure your 25% cash back...

What's Inside the

Afford Ontario Community?

Founder of Afford Ontario:

Austin Falk

  • Step-By-Step Guidance for Ontario’s First-Time Homebuyers: Gain confidence as you navigate the real estate journey with clear, beginner-friendly modules that break down complex processes into simple steps.

  • Building Your Financial Foundation: Learn how to develop a personalized savings plan, balance needs versus wants, and prepare for a downpayment tailored to Ontario’s unique housing market.

  • Find Your Ideal Home With Expert Insights: Discover how to search smarter, collaborate effectively with agents, and unlock exclusive 25% cashback rewards through our trusted network.

  • Post-Purchase Community Support: Join a thriving network of homeowners and access ongoing resources for maintaining and enhancing your property’s value. Share experiences, ask questions, and grow alongside others in your position.

  • Interactive Learning & Personalized Tools: Enjoy community-based discussions, downloadable resources, and real-world examples tailored to the Ontario market to ensure you’re always one step ahead.

  • Designed for Millennials and Gen Z: Focused on the challenges and opportunities unique to your generation, this course empowers you to achieve your dream of homeownership with actionable, relatable strategies.

Digital Downloads | 4+ Hours of Expert Training | Easy-To-Use-Templates | 4 Free Bonuses

Here's A Breakdown Of The

Afford Ontario Community

  • Course 1: Introduction

    to Afford Ontario

  • Course 2: Financial Foundations

  • Course 3: The Homebuying Journey

  • Course 4: Thriving

    As A Homeowner

  • Resources, Checklists, Rebates

  • 25% Cashback when you purchase

Digital Downloads | 4+ Hours of Expert Training | Easy-To-Use-Templates | 4 Free Bonuses

UNLOCK 25% CASHBACK WHEN PURCHASING IN 2025

AND GET ACCESS TO:

Welcome To Afford Ontario

The Homeownership dream is alive—and it’s yours for the taking. Let’s face it, buying a home feels like entering the Hunger Games, but with more paperwork and fewer sponsors.

Prices are wild, and down payments can seem impossible. Meanwhile, your friend Sarah (you know the one) is showing off her new townhouse, and you’re stuck wondering how she pulled it off…while coping by ordering Sundaes off Uber Eats (thanks demetres)You’ve probably asked yourself:

"How is everyone else buying a house? Did I miss the memo?""Am I doomed to rent forever - will I keep making my landlord rich?""Is homeownership even worth it?"

Here’s the truth: It’s possible.

You just need the right plan, tools, and strategies. This guide is your cheat code to turning "someday" into "let’s fucking go…I guess?."

Our mission is simple:

  • Teach you how to Save for a downpayment by providing you tools, resources and tips to get you on track

  • Connect you with Industry Professionals who want to help you succeed in finding your dream home without over spending

  • Thrive as a Homeowner once you get the keys to your new home

The Inception of Afford Ontario


Afford Ontario was designed for the UnderDOGS. Those who feel like the dream of Home Ownership in Ontario is gone forever.


After working with nearly 100 first time homebuyers - I wanted to simplify the process and make it more rewarding.

We’ve created a community full of tools, educational content, resources, checklists and advice to make your dream of homeownership in Ontario possible.

Since our system runs so efficiently, we’re able to pass those efficiencies onto you, the consumer.


While we’re on a mission to empower the younger generation - we’re invested in helping you win. By offering 25% cash back, you’ll receive thousands for…well..whatever you want.

The Founders Story

Hi, My name is Austin Falk!

You may recognize my name.

I’m the guy who’s made a living off helping nearly 100 Canadians save, search and buy real estate for over the last 5 years. 

I’ve helped…

Everyday people like Rhianna and Sean who were renting an apartment, and bought their first home in Waterloo.

People like Piyush and Upasana who recently moved to Ontario seeking a better life for their daughter.

People like Chrissy and Ken who wanted to downsize in a busy city - and relocate to a tranquil life in Niagara.

I’ve even helped people sell Luxury Custom Homes in Oakville.

In doing so -

I’ve managed to move out of my moms house, and into a Condo with the love of my life Amy…

Get an overpriced Covid Dog named Archie, who is now our Chief Barketing Officer at Afford Ontario.

…Have our dream wedding on a beach in Florida..

All while helping others realize their dreams.

This is what led me to Afford Ontario. I want to help as many hard working Millennials and Gen Z’s realize their dream of homeownership.

Why This Is A No-BS Community

Forget the boring, outdated advice about skipping lattes. We understand that life’s too short for that nonsense… and cutting back on Starbucks is likely a non-negotiable. We’ve designed this guide to meet you where you are, whether you’re grinding at a 9-to-5, juggling side hustles, or navigating student loans.

Here’s what sets us apart:

Practical, not preachy: Real-world strategies that fit your lifestyle. Because…We get you.Focused on possibilities: Think $500K homes don’t exist? Think again. Our team hunts 24/7 for the best properties. I’ve even helped Sadegh purchase a 3-bed Townhome in Vanastra for $145K.Community-driven: Join a network of like minded first-time buyers - complimented with resources and advice from industry professionals to help you succeed.

This guide is for you if:

1) You’re tired of renting and want your money to work for YOU not your LANDLORD.

2) You want to understand how others have Succeeded.

3) You're ready to stop waiting and start taking ACTION.

4) You're done living paycheque to paycheque with no savings goals.

The Afford Ontario System

We break the journey into three simple phases: (Financial Foundations, The Homebuying Journey, Thriving as a Homeowner)

Step 1: Financial Foundations

Part A: Know Where You Stand

Budgeting can feel overwhelming, but understanding your financial reality is the first step. Here’s how to start:

Income: How much actually lands in your account after taxes?

Expenses: What’s going to rent, bills, and those Uber Eats orders?

Debt: What’s weighing you down, and how can you manage it better?

Part B: Build a Savings Plan

Saving for a home can feel impossible, but breaking it into small, achievable goals makes it manageable. “If you fail to plan, you’re plan to fail” -Some GuruFor example:

For a $500K home, you’ll need $35,000 upfront (5% down payment + closing costs).Saving $800/month = $35,000 in just over three years.

Part C: Maximize Government Incentives

The government has programs to help first-time buyers:

First Home Savings Account (FHSA): Save $40,000 tax-free.Land Transfer Tax Refund: Save up to $4,000 in Ontario.Home Buyers’ Plan (HBP): Withdraw up to $35,000 tax-free from your RRSP.

Step 2: The Homebuying Journey

Part A: Start with a Plan

Buying a home without a plan is like packing for a trip without checking the weather. Ask yourself:

What do I actually need? (e.g., space for a home office or proximity to transit)What can I live without for now? (Hint: You don’t need a rooftop patio yet.)

Pro Tip: Access our Wants/Needs Checklist inside the Afford Ontario Community.

Part B: Demystify Mortgages

Mortgages don’t have to be intimidating. Here’s a quick breakdown:

Pre-approval: Know your budget.Down payment rules: 5% for homes under $500K, 10% for higher-priced homes.Fixed vs. variable rates: Fixed offers stability, variable can save money upfront.

Part C: Making an Offer

Crafting the right offer involves strategy. Add conditions for financing and inspections, but don’t overbid just to win.

Step 3: Thriving as a Homeowner

Owning a home doesn’t end with getting the keys. Here’s how to set yourself up for long-term success:

Budget for Maintenance: Save 1–3% of your home’s value annually for repairs.DIY vs. Hiring Pros: Learn when to roll up your sleeves and when to call for help.Build Equity: Make extra payments or invest in value-boosting renovations.

Community Benefits: Why Join Afford Ontario?

Joining Afford Ontario isn’t just about guidance—it’s about unlocking real value and exclusive perks that make your homebuying journey easier and more affordable:

1. Deal Hunters

Our trusted Afford Ontario realtors are constantly sourcing high-value properties tailored to first-time buyers. Let us help you find hidden gems that deliver the best value for your budget.

2. 25% Cashback on Commission Fees

Members enjoy significant savings with our exclusive cashback program, putting thousands of dollars back into your pocket when you purchase a home through our trusted agents.

3. Personalized Savings Consultation

Receive one-on-one consultations with financial experts to craft a customized savings plan that matches your goals and timeline.

4. Exclusive Webinars and Q&A Sessions

Access live sessions with mortgage specialists, real estate agents, and financial advisors covering everything from bidding strategies to maximizing government programs.

5. First-Time Buyer Toolkit

Get exclusive access to tools like the Afford Ontario Budget Tracker, Closing Cost Estimator, and Offer Letter Templates to simplify every step of your journey.

6. Referral Rewards

Share the benefits! Earn 5% cashback for every friend or family member you refer who successfully purchases a home through our program.

7. Partner Perks

Enjoy discounts on essential services like home inspections, legal fees, and moving costs through our trusted partner network.

Ready to Take Action?

Afford Ontario isn’t just a guide—it’s a movement. Join our community to:

Access exclusive tools and trackers.Learn from real-life success stories.

Unlock 25% cashback when you buy through our trusted agents.

Don’t wait. Your dream home is closer than you think.Join the Afford Ontario Community Today

For Those Who Just Came Straight To The Bottom…


I get it! You’re a busy Home Buyer who wants to cut to the chase and Purchase Their First Home

Here’s a short summary of what you’ll get for FREE

  • Access to the #1 Community in Ontario - Designed to help the Underdogs Purchase a Home in Ontario

  • Course: Introduction to Afford Ontario

  • Course: Financial Foundations

  • Course: Thriving as a Home Owner

  • Downloadable Resources to assist with:

    • Saving for a Downpayment

    • Tackling Debt

    • Dream Home Checklist / Interactive Survey

    • Active Hand-Picked Listings Sent to You

  • Free One on One Consultation going over your Home Search

  • Exclusive Content (not NSFW, don't worry) catered to make your home search one of a kind

...All for absolutely FREE